Anja Smith is a Director at Cenfri. She is a development economist by training, with experience in financial sector policy and regulatory strategy for development, access to financial services and supporting governments on making markets work for the poor. Anja has extensive experience in the areas of consumer protection, financial literacy, optimal regulation for market development and optimal distribution of financial services gained from her work across Latin America (Mexico, Colombia and Brazil) and Africa (South Africa, Uganda, Ethiopia, Kenya, Nigeria etc.,). Before joining Cenfri in 2008, Anja spent three years working in the access to financial services practice area of Genesis Analytics.

Anja holds a Masters in Economics (cum laude), BA Honours in Economics (cum laude) and BA in Value and Policy studies (University of Stellenbosch, South Africa).