At WASAC, Rwanda’s Water and Sanitation Corporation, data once sat in silos, fragmented, delayed, and difficult to act on. Today, its leadership can track water
In January 2026, Tools for Humanity was reported to have deleted sensitive personal data it had unlawfully collected from Kenyans. This followed a High Court
Sharon Akanyana’s use of data has lifted Ishyo Foods from startup to scale-up. Ishyo Foods began as a small jam company operating from a home
Rwanda’s ambitious digital transformation goals require a strong data skills ecosystem to support decision-making across government and private sector institutions. As the country works toward
There are expanded risks and consumer harms that come with financial service digitalisation. A digitised financial system has more participants, multiple points of vulnerability and
Across Africa, as elsewhere in the world, governments are increasingly aware that data is essential for effective policymaking. Yet when ministries and agencies take the
One of the reasons so much emphasis is placed on
Recognising the importance of digital payments as a contributor to
Cenfri is concerned about the global economic and health outcomes of
What is MAP? MAP is a multi-country, financial-inclusion initiative launched
Across sub-Saharan Africa, financial sectors face significant constraints to more formally
At WASAC, Rwanda’s Water and Sanitation Corporation, data once sat in silos, fragmented, delayed, and difficult to act on. Today, its leadership can track water
Insurance usage in South Africa has for a long time been out of reach of the majority of the low-income population. In 2004, the FinScope
Financial Inclusion is rapidly moving up the policy agendas of many countries, particularly developing countries. However, one of the obstacles to more effective and widespread
In 2010, conservative estimates of the voluntary microinsurance market was 150,000-200,000 policyholders, but if formal credit life insurance policies are added to this number, the
SADC faces high levels of exclusion in insurance. It is therefore appropriate for SADC supervisors to pursue inclusive insurance markets based on international guidance. Since
Conducted for the International Labour Organization (ILO) and United Nations Capital Development Fund (UNCDF) this Cenfri research project reviews the opportunities and challenges for microinsurance emerging from the
To support the development of microinsurance markets a project was launched under the auspices of the International association of Insurance Supervisors (IAIS)-Microinsurance Network (MIN) Joint
New Frontiers in Microinsurance Distribution The International Labour Organization’s (ILO) Microinsurance Innovation Facility (MIF) commissioned Cenfri to compare innovative distribution models from India, South Africa,
Learning from the emerging world Earlier this month, we attended the World Bank Group Annual Meetings in Washington D.C. At the meetings, the World Bank and IMF
Does insurance matter for welfare and growth? Within the microinsurance discourse, the answer to this question is usually considered from the risk mitigation point of
Over the last decade, microinsurance has grown from covering fewer than 100 million risks to covering more than 500 million. But are we overstating what
Labour unions play a critical role in improving the well-being of their members through promoting their rights in the workplace. As an organising entity with
