If not carefully implemented Anti-money Laundering and Combatting the Financing of Terrorism (AML/CFT) regulation is currently one of the international financial sector standards, which may impact on financial inclusion. Cenfri seeks to support compliance with such international standards in a manner that does not impact unecessarily on financial sector development and inclusion.

Recent projects by Cenfri staff on this topic include:

• Supporting SADC to draft an AML/CFT annex to the Finance and Investment Protocol and hosting a workshop where this was deliberated with member jurisdictions. 
• Review of AML/CFT risk management of low-risk financial products and services in SA. 
• Participating in a CGAP project on designing a model to determine AML risk in the financial sector
• Providing AML/CFT expertise in relation to mobile phone banking, development of a regulatory system to support transformation mobile phone banking in the Maldives
• Supporting the design and drafting of an access-friendly AML/CFT framework for Namibia 
• Cenfri staff led a project to design a set of tools or guidelines to facilitate the implementation of FATF Recommendations in developing countries without impacting unduly on access to financial services. The project involved a cross-country analysis of conditions in Indonesia, Kenya, Mexico, Pakistan and South Africa and was done for a steering committee consisting of World Bank, IMF, CGAP, DFID, FinMark Trust and the South African National Treasury.

Cenfri is also currently managing FinMark Trust's research on this topic.